Consider these when you are going to get taxi fleet insurance for the first time

Having a taxi business can be a great, profitable company to have. This is because many people need to make use of this type of transport, if they don’t have their own. However, when you do have this type of business, you need to make sure that you have the right type of assurance. You can’t just have any vehicle assurance and think that your vehicles are covered.

This is where the taxi fleet insurance comes in. This is to make sure that you are protected in case of an accident or when the taxi was stolen. You need to make sure that you are getting the right type of insurance to make sure that you are going to be covered completely. This is why you should make sure that you are going to consider these things, when you have this type of business:

Looking for the right insurance company

The first thing that you should do, is to look for the right insurance company. You should never use the first and best company that you can find. Especially, when it comes to Fleet insurance for your taxi business.

One method on how you can find the right company is to do research online. By visiting the different websites of these assurance companies will ensure that you know what each one has to offer your business. You should make sure that you have more than one company that you can research, so that you can make sure that you are choosing the best one for your business.

Consider using a broker

There are many insurance brokers out there that will assist a taxi business to get the best taxi fleet insurance for the company. They will be doing all the hard work and they will make sure that you are going to get all the best deals, so that you can just choose the best one for your company.

This is a great way to find assurance covers if you don’t know the different types of insurance companies available.

Get as many quotes as possible

Don’t hire the first and best fleet insurance policy that are offered to your business. You need to make sure that this is truly the best option and that it will be beneficial to your business.

The only way that you can make sure about this, is to get as many quotes as possible. Then you can compare them and choose the best one available. Without quotes, you will not be able to choose one that is best and most affordable.

Looking at the premium and the access that you need to pay

Many people don’t consider the premium that they are going to pay when it comes to the taxi fleet insurance. They are paying the amount that is being asked, without asking any questions.

You should look at the premium to make sure that the premium is reasonable and that the business will be able to afford the premium. You should also look at the access amount that you are going to pay when you need to claim from the insurance. You don’t want to pay high fees.

Consider no claim bonuses on your assurance

Some of the fleet insurances are offering a no claim bonus on your insurance. This means that if you aren’t going to claim anything during a certain period, which you are going to get an amount of money back. You can use this money for anything. You can even spend it on repairing and doing maintenance on your vehicle.

Not every insurance company is offering this type of no claim bonus, so you should make sure about it, before signing the contract.

Everyone that has their own taxi company should make sure that they are getting the right type of assurance. The taxi fleet insurance is something that you should consider. There are many reasons why this type of insurance is essential to have taxi companies. These are some of the problems that you need to consider before you can actually find and get the right cover that is best for your company. Then, you will have the reassurance that no matter what, all your vehicles will be protected.

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Is there anything that you should know about self drive hire fleet insurance?

There are so many different insurance packages on the market, and if you don’t know about all of them, then you can make a mistake in choosing the wrong one. This is especially important to know the different assurance packages when you have a car hire company or business.

One of these type of assurance packages is the self drive hire fleet insurance. This is a great cover that you can use when you are hiring out cars without making use of drivers. There are many things that you should know about this type of assurance cover, before you can choose one that is going to be best for your business. Here are some of the most essential information about this type of coverage:

Why should you get the self drive hire cover?

Most of the time, when you have your own car hire company; you have insurances on your vehicles. However, you don’t have insurance on the person that is driving the vehicle. If your car was in an accident and the driver of the car was the guilty one, then you might have some trouble for paying for the damage did to your car and the other party’s car.

With Self Drive Hire fleet presents you with the reassurance that your vehicle is going to assure, even if another person is driving the car. And, more than just your vehicle will be covered.

Features to look for when choosing this cover

Different Self drive hire fleet insurance companies are offering different types of coverage. Some are much better than others. It is important to make sure that you are going to find the company that offers the best assurance policy with the best features.

You want to pay money for something that will benefit you and your company. And, the self drive hires assurance is going to provide that, with your car hires businesses. Some features that you need to look at are:

  • Unlimited hires and mileage
  • Theft by hire cover
  • Low access payable
  • Able to cover from driver from the age of 21.

The benefits of using such a cover for your vehicles

The Self Drive Hire fleet presents benefits like reassurance that you and your company will not lose any money, when something happened to the vehicle that you have rented out.

You don’t know what is going to happen in the future, and you will be protected no matter what. This is a great, beneficial cover to have even if you have other assurance coverage for your vehicles.

You will also have the peace of mind that if something happens to the vehicle that it will be sorted out, no matter what. Even if the hirer has stolen the vehicle instead of hiring it.

The importance of using a reliable assurance company

Not only should you make sure that you are getting the Self drive hire fleet insurance for your vehicles, but you also need to make sure that you are going to use a reliable and trustworthy assurance company for getting the insurance.

Many car hire companies have fallen for the cheaper assurance companies, just to find out too late that they have used a company that they can’t trust and that will not really pay out when something happened to the vehicle.

When you are using a high quality and trustworthy assurance company, you might be paying a higher premium, but the benefits of the assurance might be better and giving you more value for money. You can get more information about the different companies on the internet, and you can read as many reviews as possible to make sure that you hire one that will provide you with the service that they have promised.

The Self Drive Hire fleet presents you and your company with lots of benefits that will make sure that the business won’t lose any money on vehicles getting stolen or damage when it has been hired. If you have a car hire company, getting this type of assurance cover is essential. However, you should also make sure that you are going to use the best company for this type of cover. This is why you should take your time and find the one company that you can trust for the self drive hire insurance.

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Civil Engineer Insurance

Civil Engineering is a complex and multifacected industry that involves the design, construction and maintenance of structures that include, amongst other things, bridges, canals, roads and dams. As a result of the massive breadth covered by the industry, sub disciplines exist in which individuals and companies can cultivate specialist experties. These may be coastal engineering, construction engineering, earthquake engineering, environmental engineering, geotechnical engineering, construction engineering and surveying to name but a few.

Such operational diversity brings with it a huge range of risks. A typical package insurance policy would be inadequate to cover such exposures and thus it is essential that a civil engineer engages with an insurance broker such as M&P Insurance Solutions to create a bespoke program that properly mitigates these risks.

A Civil Engineer should consider the following sections:

1)Material Damage
2)Business Interruption
3)Employers Liability
4)Public and Products Liability
5)Professional Indemnity
6)Directors and Officers Liability
7)Contractors All Risks
8)Erection All Risks
9)Motor Fleet

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Lift Engineer Insurance

With most modern buildings being fitted with some form of access assistance and old buildings needing to have their systems and devices maintained and renewed, the service and expertise provided by professional lift engineers are becoming ever more important. Whether providing advice or assessment for a new system, manufacturing of lift components, maintenance of an existing lift system or the installation of a new one, the exposures to lift engineers are significant.

It is essential that a lift engineer appoints a professional insurance broker such as M&P Insurance Solutions, to advise on how their insurance policies can be structured to mitigate these risks as far as possible.

An Activity Centro should consider the following sections:

1) Material Damage
2) Business Interruption
3) Employers Liability
4) Public and Products Liability
5) Efficacy
6) Personal Accident
7) Professional Indemnity
8) Directors and Officers Liability
9) Motor Fleet

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How many vehicles can I insure on a Business Fleet Insurance policy?

A Fleet Insurance policy would usually start with a minimum of three vehicles. We have no maximum fleet size and currently arrange insurance for fleets exceeding 1000 vehicles as well as those with a fleet of three.

Is Legal Expenses included as standard on a Business Fleet Insurance policy?

It depends which Insurer is quoted but in the event that Legal Expenses is not included as standard we can obtain a quote to add this to the policy.

Is breakdown cover included in my Business Fleet Insurance policy?

Again, this is dependent upon the insurer who is quoting but in the event that Breakdown Insurance cover is not provided M&P Insurance Solutions can obtain a quote on your behalf.

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Business Fleet Insurance

Outstanding businesses have elaborate insurance plans for their businesses. They take business fleet insurance cover for their vehicles. It is a type of insurance cover that covers a fleet of vehicles which are operated for business purposes. It offers policy options such as third party fire, comprehensive, theft and third party only. These insurance policies cover varieties of vehicles such as Lorries, cars, and vans. Moreover, they give coverage for any size of the fleet of vehicles starting from three vehicles upwards. It is worth noting that the larger the number of your vehicles, the higher the risk of accidents occurring. Therefore, your choice of a coverage policy that will suit your needs will depend on the size of your fleet of vehicles.

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Benefits and advantages of making use of this type of assurance

There are many benefits and advantages for business owners like car hire companies to have the self drive hire insurance on their cars. Some of these benefits and advantages include:

There will not be any loss when a vehicle that the company is still repaying, is being stolen. Or, the vehicle is wrecked in an accident and the company is losing the car completely. This type of assurance is making sure that this type of company is not going to have a loss, financially.

The other benefit and advantage of having this type of assurance, are when the car is in an accident and a customer is driving, it can result in lawsuits. Especially, if the driver of the hire car was the one responsible for the accident and there are people injured. With this insurance, the business will not need to pay out money to the injured parties. This will be the responsibility of the assurance company.

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